📜 Terms & Conditions
Welcome to Depositor & Investor Program
By submitting a deposit or investment request, you acknowledge that you have read, understood, and agree to be bound by these terms.
1.1 Definitions
- D Depositorজমাদাতা - User who deposits funds to receive 5% discount on purchases
- I Investorবিনিয়োগকারী - User who invests funds to earn profit based on selected duration plans
- A Adminপ্রশাসক - Website administration team
- M Maturity Dateপরিপক্কতার তারিখ - Date when investment completes its duration period
- B Deposit Balanceজমা ব্যালেন্স - Funds available in user's account for purchases
1.2 Eligibility
- ✓ You must be at least 18 years old
- ✓ You must have a verified account on our website
- ✓ You must provide valid, accurate personal information
- ✓ You must not have any previous fraudulent activity
💰 Depositor Terms
Get 5% discount on every purchase!
2.1 Deposit Requirements
| Requirement | Details |
|---|---|
| Minimum Deposit | ৳ 5,000.00 |
| Maximum Deposit | Subject to admin approval |
| Processing Time | 24-48 business hours |
| Required Documents | Transaction ID + Payment proof (Max 3 files) |
2.2 Depositor Benefits
🎁 Discount Benefit: 5% discount on every purchase when using deposit balance
⭐ Additional Benefits: Priority support, Early access, Birthday offers
2.3 Withdrawal Policy
- Minimum Withdrawal:সর্বনিম্ন উত্তোলন: ৳ 1,000
- Processing Fee:প্রক্রিয়াকরণ ফি: 2% of withdrawal amount
- Processing Time:প্রক্রিয়াকরণ সময়: 3-5 business days after approval
📈 Investor Terms
Earn profit on your investment
3.1 Investment Plans
| Duration | Profit Rate | Min Investment |
|---|---|---|
| 6 Minutes | 4% | ৳ 10,000.00 |
| 12 Minutes | 5% | ৳ 10,000.00 |
| 24 Minutes | 7% | ৳ 10,000.00 |
3.2 Profit Calculation
Formula: Expected Profit = Investment × (Profit Rate ÷ 100)
Example: ৳ 10,000.00 × 5% = ৳ 500.00 Profit | Total Return: ৳ 10,500.00
3.3 Important Rules
⚠️ LOCKED PERIOD: Funds are LOCKED until maturity
🚫 NO EARLY WITHDRAWAL PERMITTED under any circumstances
⏰ Processing Time: 5-7 business days for withdrawal after maturity
💳 Transaction Terms
Payment processing and records
4.1 Transaction Records
- Unique Transaction ID for every request
- Date, amount, type, and status recorded
- Complete history available in dashboard
- Admin notes included where applicable
4.2 Payment Gateway
- Only active depositors with balance can use
- Select "Depositor Investor Balance" at checkout
- Discount applied automatically
- Amount deducted from deposit balance
4.3 Document Requirements
- Max 3 files per request
- Formats: JPG, PNG, GIF, PDF
- Max size: 5MB per file
- Fake documents = immediate rejection
⚖️ Legal & Compliance
Your rights and obligations
5.1 Prohibited Activities
- ❌ Fake transaction IDs or screenshots
- ❌ Multiple accounts or identity fraud
- ❌ Chargeback fraud
- ❌ Early withdrawal attempts before maturity
5.2 Admin Rights
- Approve or reject ANY request without explanation
- Suspend accounts violating terms
- Modify profit rates with 7 days notice
5.3 Acknowledgment
✅ By submitting deposit/investment request, you confirm:
- You have read and understood all terms
- You accept investments are locked until maturity
- You will not engage in fraudulent activities
- You agree to admin's sole discretion